What does “Exempt Worker” mean?

By Pania Watt                       In NSW, major changes were made to the workers compensation scheme in amendments to the Workers Compensation Act 1987 in 2012, and again in 2015. An “exempt worker” describes those classes of worker to whom these changes do not apply. An

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What is life insurance?

insurance claims

by Pania Watt                   Life insurance is a policy of insurance intended to protect you, and your family, from suffering financial difficulty after a certain event – for example, if you get sick, suffer an injury, or pass away.   Types of Life Insurance 1. Total and

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PSA: Check your superannuation before 1 July

by Pania Watt When did you last check your super? Many, if not most, people hold life insurance, or total and permanent disability insurance, through a superannuation fund, and don’t know it – until becoming unable to work due to injury or illness. On 1 July 2019, major changes will be made to superannuation which could

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What is whole person impairment?

by Pania Watt If you have a claim for workers compensation, during your claim you may be asked to submit to an Independent Medical Examination for the purpose of assessing your level of whole person impairment. Whole person impairment (“WPI”), is also referred to as permanent impairment. A whole person impairment assessment is an assessment

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